Dr Sean Carmody is the Executive Director for the Policy and Advice Division of the Australian Prudential Regulation Authority (APRA). In the role he leads the development of APRA’s prudential policy across banking, insurance and superannuation (pension funds). He also has responsibility for APRA’s resolution and enforcement functions. Sean has over 20 years experience across banking, financial markets and funds management. Prior to joining APRA in 2017 he had extensive experience in risk management, including credit and market risk, working across banking and funds management. His qualifications include a PhD in Pure Mathematics from St John's College, Cambridge. Sean is also APRA’s executive lead for climate risk and, in this capacity, he represents APRA in a number of international regulatory forums including the Network for Greening the Financial System (NGFS) and the International Association of Insurance Supervisor’s Climate Risk Steering Group. Sean is also the Co-Chair of the NGFS’s Task Force on Adaptation.