Anand Radhakrishnan works for Franklin Templeton Investments as the Head of Digital (Investment) Products and has around 18 years of experience leading multinational firms. He is currently the Chief Product Architect for the "Goals Optimization Engine", a digital investment solution that he researched and built over the last 7 years. Anand is the patent holder for this product and is responsible for its entire product lifecycle. He has published multiple research papers in peer-reviewed international journals. One of these papers was selected by a jury consisting of 4 Nobel laureates for the Harry Markowitz award 2018 for the best underlying research. Anand's product has won the MMI Barron's Industry awards 2021 in the Disruption category and the 2021 Best-of-the-Best awards by Asia Asset Management under the Fintech Innovation category. He is passionate about financial inclusion and sustainable investing and is working towards extending his research so that it helps ordinary citizens achieve their financial objectives.