Raj serves on the Boards of Directors for three Fenway Summer <http://www.fenwaysummer.com/>-seeded startups: a mass-market credit card venture, FS Card, a wholesale mortgage originator, Ethos Lending, and a private student lender, College Avenue. He also serves as a Director for a number of other innovative, high-growth firms in consumer finance, including Prosper, the peer-to-peer lender; Circle, the digital currency firm; and Kensington Vanguard, a national title insurance agent. Raj was the first-ever Deputy Director of the U.S. Consumer Financial Protection Bureau (CFPB) and helped steward the CFPB's strategy, its operations, and its policy agenda. He also served on the senior staff committee of the Financial Stability Oversight Council, and as a statutory deputy to the FDIC Board. Before his time in public policy, Raj was a Managing Director in the Financial Institutions Group at Deutsche Bank Securities, where he led the firm's investment banking coverage for the largest U.S.-based banks and thrifts. His client work focused on calibrating credit deterioration, evaluating capital-raising alternatives, and generating liquidity. He is a graduate of the College of Engineering at the University of California at Berkeley and the Harvard Law School.